Senior Investment Officer

About the role

Inkomoko Ethiopia is hiring a Senior Investment Officer to support its African Entrepreneur Collective in Assosa. The role covers management, due diligence and contracts, portfolio management and loan management system administration, and is split roughly between 20% management, 40% due diligence and contracts, 20% portfolio management and 20% loan management system.

Key responsibilities

• Management: coordinate the loan officers' staff, plan budgets and resources, ensure compliance with donors, local laws and HR and credit policies, and represent the company professionally in stakeholder and government meetings
• Due diligence and contracts: respond to prospective borrowers, explain loan products and repayment requirements, conduct due diligence including site visits, prepare credit reports for the Investment Committee, and take photos of entrepreneurs for the Kiva platform
• Portfolio management: maintain close relationships with borrowers, monitor clients, track payments and contact information, attend weekly portfolio reviews, follow up on non-payment, reconcile lending transactions with the Finance and Admin Director, and comply with Kiva, BNR, CRB and other regulators
• Loan management system: maintain proficiency with loan software, manage user access, verify loan inputs, supervise postings of payments, payoffs and disbursements, and advise management on automating lending processes

Required profile

• University degree in Finance or a related field
• Fluent English; knowledge of other local languages is a plus
• 5+ years of experience in a relevant role, and must be able to work legally in Ethiopia
• Preferred: experience in group savings and lending, Islamic lending, investment management, microfinance, capital leases, and access to finance for micro businesses and SMEs
• Preferred: prior experience with customers and debt, business advice to entrepreneurs, investment management software, litigation and the civil court system, and handling difficult clients

Required skills

• Strong financial and accounting skills and familiarity with Ethiopian business financial policies
• Experience with investment management system software
• Ability to deliver unpleasant messages to debtors and follow through on details

What we offer

• A competitive salary and potential performance-based bonus
• Meaningful work contributing to livelihoods and job creation across East and Central Africa
• Learning and growth opportunities within a diverse, inclusive company culture